Our business is insurance and risk management - exclusively for electric cooperatives and telephone systems.

This focus on cooperative utilities and our status as a member-owned insurance exchange set us apart from commercial carriers. We offer insurance to all rural electric and telephone cooperatives, not just those that are the most attractive in terms of risk. We don't jump in and out of the rural cooperative market, canceling coverage when losses occur. We're here for cooperatives, and have been since 1959.

Lines of Coverage

• Property
• General Liability
• Crime
• Automobile Liability
• DOM Liability
• Umbrella Liability
• EMF Liability
• Workers' Compensation
• Surety Bonds
• Other Coverages